Short answer: no — not in the way you are worried about. People kayak, paddleboard, fish and swim in Lake Arenal every day of the year.

Two reasons, and they are both about the water itself.
Lake Arenal is man-made — a reservoir created in the 1970s when a dam flooded the valley. It has not had the millennia of river ecology that establishes a crocodile population.
More importantly it sits at elevation, and the water is noticeably cooler than the lowlands. American crocodiles are animals of warm coastal rivers, estuaries and mangroves. The lake is the wrong temperature and the wrong habitat.
On the Pacific lowlands. The famous spot is the Tarcoles river, on the road between San José and Jacó, where people stop on the bridge and look down at large crocodiles on the sandbanks. That is a two-hour drive south of Arenal and a completely different environment.
Wind is the real hazard here, and nobody searches for it. Crocodiles are the fear; the weather is the risk.
The shore is about ten minutes from The Majestic Lodge, on the quiet western side of the volcano. We can arrange boards, kayaks and the driving for groups staying with us. More on Lake Arenal →
$1,350 per night for the entire property — 10 en-suite bedrooms, sleeping up to 33, with breakfast included.
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